Hello! I decided to start this blog in an effort to help people with their personal finances. I have learned first hand that without a proper education into the matter, managing your money can be very difficult. If you are not careful, you could end up in debt, with a bad loan, or a plummeting credit score. Getting yourself out of these holes is pretty tough, and it would be much better to avoid them altogether. No matter what position you are in, it is my hope that through this blog you will find the help and advice that you need. Thank you for visiting, and I look forward to sharing all of my knowledge and experience in personal finance with you.